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Clarity at a glance: equity release vs downsizing made simple.
Clear, side-by-side comparison.
Key questions to ask before deciding.
Designed for over-55s planning ahead.
🔐 100% secure. No spam. No pressure. Just helpful information.
📅 Updated July 2025
Request Your Free Guide Below
Clarity at a glance: equity release vs downsizing made simple.
Clear, side-by-side comparison.
Key questions to ask before deciding.
Designed for over-55s planning ahead.
🔐 100% secure. No spam. No pressure. Just helpful information.
📅 Updated July 2025
Meet Bert Hofhuis — Your Trusted Retirement Guide
“I created this guide to help you cut through the noise — and make smarter decisions for a secure retirement.”
Meet Bert Hofhuis — Your Trusted Retirement Guide
Bert Hofhuis Is a Founder & Entrepreneur Simplifying the Complexities of Later Life Planning. He Navigates the Intricacies of Equity Release, Lifetime Mortgages, Reverse Mortgages, and Wealth Management With Clarity and Expertise.
20,000+ Readers Helped – Bert’s insights have guided thousands of UK homeowners toward more confident financial decisions.
Founder of BankingTimes – Trusted resource for equity release and SIPPs, tailored for over-55s in the UK.
Featured in Trusted UK Media – As seen in Yahoo Finance, iNews, University of Cambridge & more.
Bert Has Been Featured In:
Inside the Equity Release vs Downsizing Checklist
Our checklist breaks down the essentials, so you can compare your options quickly and confidently.
Step-by-step comparison of equity release and downsizing.
Key costs to watch out for (legal, moving, advice fees).
Impact on family and inheritance.
Important questions to ask before deciding.
Where to find FCA-regulated advice.
Why Download This Checklist?
Make one of life’s biggest retirement decisions with confidence. Our checklist gives you clarity and peace of mind.
Easy to use
Simple tick-box format designed for over-55s.
Balanced & impartial
Clearly shows both pros and cons.
Trustworthy
Based on UK finance guidance and FCA standards.
Who Will Benefit from This Checklist?
If you’re planning your retirement, this guide is designed with you in mind.
Homeowners aged 55+ exploring their options.
Families wanting to understand inheritance impact.
Retirees considering equity release or downsizing for extra income.
Anyone seeking clear, impartial guidance before making a decision.
Download Your Free Checklist Today
It only takes a moment to get your copy — and it could help you make one of the most important decisions in retirement.
Download My Free Checklist🔐 100% secure. No spam. No pressure. Just helpful information.
📅 Updated July 2025
Independent and Impartial
BankingTimes.co.uk is committed to providing clear, impartial information so you can make confident retirement decisions.
BankingTimes.co.uk provides general information only and does not offer financial advice. Before making decisions about equity release or downsizing, you should speak with an FCA-regulated financial adviser.
Here Are the Answers to Common Questions
Still unsure if equity release is right for you? These are the questions we hear most often from people just like you — answered clearly, with no jargon or sales pressure.
Is the Guide Really Free?
Yes — 100% free, with no hidden costs or commitments. It’s our way of helping you make more informed financial decisions.
What Format Will I Receive the Guide In?
You’ll receive a downloadable PDF that’s easy to read on any device — phone, tablet, or computer.
How Do I Know the Information Is Up to Date?
Our guide is reviewed and updated regularly by our team — the current version is accurate as of 2025.
Does It Cover Downsizing and Alternatives?
Yes. The guide includes comparisons between equity release, downsizing, and other common retirement strategies.
Can I Share the Guide With a Family Member?
Absolutely. It’s written to help both you and your loved ones understand the full picture before making a decision.
Can I Print the Guide?
Yes — the guide is provided in a printer-friendly PDF format. You can print it at home or take it to a trusted adviser for review.
Download Your Free Equity Release Guide Now
Get the information you need to plan your retirement with confidence — in just 60 seconds.
Get My Free Guide🔐 100% secure. No spam. No pressure. Just helpful information.
📅 Updated July 2025