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Disclaimer

At BankingTimes, we believe in making complex financial topics clear and accessible. This page explains the limits of our service, how we handle information, and what you can expect from us. Please read it carefully before using our website.

This page is regularly reviewed for accuracy.

Last Reviewed: 16 Jul 2025

Quick Overview

Your Disclaimer in Simple Terms

We know legal pages can be long and full of small print, so here’s the short version. This is what our disclaimer means for you, in everyday language.

Information Only – We share general insights on SIPPs, equity release, and later-life finance, but we don’t give personal financial advice.

Talk to a Pro – For tailored guidance, we’ll introduce you to an FCA-regulated adviser who can look at your individual situation.

Check Before Acting – We work to keep our content accurate, but always confirm details with a qualified professional before making decisions.

Links are Just Links – If you click on another website, we’re not responsible for its content.

Full Legal Details

Understanding Our Disclaimer

The following sections explain our disclaimer in full. While it may feel formal, it’s important for clarity and transparency. Please read through carefully so you know exactly how we operate and what you can expect when using our website.

General Information

BankingTimes provides general information on SIPPs, equity release, and later-life finance. We do not offer personalised financial, tax, or legal advice.

Accuracy of Content

We keep information accurate and up to date, but things change. Always check with an FCA-regulated adviser before making decisions.

Jurisdiction

This website is for UK residents and is governed by the laws of England and Wales. Any disputes will be handled by the courts of England and Wales.

No Liability

We cannot accept responsibility for the financial decisions you make based on our articles. Always check with a regulated adviser before taking action.

External Links

Our site may link to third-party websites. We are not responsible for their content and do not endorse their products or services.

Seek Professional Advice

Always speak to an FCA-authorised adviser before making any significant financial decisions based on our content.
Regulatory Transparency

Our Authorisation & Partner Standards

We believe in being clear about who we are, how we operate, and the standards our partners follow. This section explains our regulatory position and how it affects the information and introductions we provide.

Our Status

BankingTimes is not authorised by the FCA to provide regulated financial advice.

FCA-Regulated Partners

We may introduce you to trusted partners authorised and regulated by the FCA.

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🔔Important: You can verify any adviser we introduce you to on the FCA Register: https://register.fca.org.uk.

Our Editorial Promise

How We Review & Update Content

We want you to trust the information you find on BankingTimes. Here’s how we make sure our content stays accurate and relevant.

Fact-Checking & Compliance Review: We review all content for accuracy, clarity, and compliance with FCA guidance.

Regular Updates: We review key content regularly to reflect changes in rules, products, or market conditions.

Last Reviewed Date: Each page shows when it was last reviewed so you can see how current it is.

Feedback Welcome: If you spot an error, contact us directly so we can review and correct it promptly.

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If you spot an error or feel information could be clearer, please contact us at support@bankingtimes.co.uk. We review every message as part of our continuous improvement and compliance process.

We value feedback from our readers and take corrections seriously, as it helps us keep our content accurate and trustworthy.

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