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Editorial Centre
At BankingTimes, we’re committed to earning your trust. That means publishing financial content that’s accurate, balanced, regularly updated and always written with your best interests in mind. This page outlines how we do that.
Below are our editorial policies and disclosures, showing how we create, fact-check, and review content for over-55s across the UK.
This page is regularly reviewed for accuracy.
Last Reviewed: 16 Jul 2025
Editorial Standards That Put Your Interests First
We believe trustworthy financial information starts with transparency and independence. Every article, guide, and review on BankingTimes.co.uk is written with care, verified for accuracy, and reviewed by compliance professionals to ensure clarity, fairness, and balance in line with FCA communication standards.
How Every Article Is Reviewed Before Publication
At BankingTimes, we follow a clear editorial process to make sure every guide, article, and review meets the highest standards of accuracy and trust. Each piece of content is carefully checked at multiple stages before it reaches you, so you can rely on it when making important financial decisions.
Every article goes through three steps before publication:
Written by subject experts
Fact-checked by compliance reviewers
Approved by our editorial lead
How We Earn and Maintain Your Trust
Written by Experts – Our contributors are professionals with real-world experience.
Fact-Checked – All key content is reviewed by qualified editors and independent fact-checkers.
Regularly Updated – We monitor changes in financial policy and update pages as needed.
How Compliance Review Works
Before publication, all financial content undergoes an independent compliance review led by Paul Sawyer, our external compliance specialist.
Policy Check – Each article is reviewed against FCA and ASA advertising principles to ensure it is fair, balanced, and non-misleading.
Source Verification – Financial claims are verified against official, regulated sources such as GOV.UK, FCA, and MoneyHelper.
Final Approval – Publication occurs only once the content meets both editorial and regulatory standards for accuracy, balance, and transparency.
Explore Our Editorial Policies & Disclosures
Transparency underpins every decision we make. The policies below explain how we create, review, and update all financial content, including equity release, SIPPs, and other financial topics, to ensure our readers can make informed, confident choices.
How Content Is Created and Reviewed
Editorial Guidelines – Our commitment to clarity, fairness, and helpfulness.
Content Review Process – How every article is reviewed for accuracy and tone.
Fact-Checking Policy – The standards we use to verify information before publishing.
Update Policy – How and when we update pages to reflect changes.
How We Stay Transparent With You
How We Make Money – Learn how our business model works and why it matters.
Report an Error – Found a mistake? Here’s how to let us know.
Ad & Affiliate Disclosure – Explaining affiliate links and sponsored content.
Terms & Conditions – The rules of using our site.
Our Promise to Keep Content Reliable
We know financial decisions later in life are serious. That’s why every guide and article we publish is backed by a clear process, strict policies, and trusted sources.
Here’s what we stand for:
Independence: Our editorial content is produced independently of commercial partners. While we may receive commissions when you choose to engage with certain partners, this does not influence our editorial content, review process, or the topics we cover.
Accuracy: All facts are verified against reputable, up-to-date sources. We regularly update outdated info.
Relevance: We write with your goals in mind, especially if you’re 55 or older and planning retirement.
Simplicity: Complex financial topics are made clear, with plain English explanations and easy-to-follow guides.
Trust: Our team includes experienced editors and finance specialists who review every piece.
Meet the Team
All information on BankingTimes is carefully reviewed by qualified UK finance professionals to ensure accuracy, clarity, and compliance with industry standards.
Katherine Read
Bert Hofhuis
Paul Sawyer
Why Our Team Matters
We never outsource or rely on AI to generate financial content. Every guide is created or reviewed by professionals with real UK financial experience, from pension specialists to compliance experts.
Before publication, each article is fact-checked against trusted sources such as GOV.UK, the FCA, and MoneyHelper — ensuring information that is accurate, impartial, and aligned with UK regulatory standards.
Our editorial team also follows the Financial Conduct Authority’s principles of clarity, fairness, and balance, so you can be confident that the information you read is accurate, independent, and written with your best interests in mind.
Sources We Trust
Every claim we make is backed by a source you can check. We only use credible, regulated, and transparent references, so you know where our information comes from.
GOV.UK
The official UK government site for tax, pensions, and financial guidance. We use it to verify facts and ensure our content always reflects the latest official and reliable information.
FCA
We align our information with the FCA’s principles of fairness, clarity, and balance, and follow Consumer Duty standards to ensure our readers receive trustworthy, outcome-focused information.
MoneyHelper
A trusted UK public body offering impartial guidance on pensions, retirement planning, and everyday money matters to help consumers make confident, informed financial decisions.
Help Us Improve
We work hard to keep our content trustworthy, but we’re not perfect. If something feels off, outdated, or unclear, please tell us. Every suggestion helps us serve you better.
Ways to Contribute
Report an Error: Spotted a mistake or outdated figure? Let us know.
Suggest a Topic: Have a question we haven’t answered? Tell us what to cover next.
General Feedback: We welcome all comments, good or bad.
Accessibility Statement
We aim to make our content accessible to everyone. Our site supports readability, devices, and assistive tech, and we follow WCAG 2.1 AA standards where possible. Let us know if you have trouble accessing anything.
Frequently Asked Questions
If you have any questions, please review these FAQ’s.
Who Writes Your Content?
All of our articles are written or reviewed by professionals with real UK financial experience. We never use AI-generated content or outsource to generic writers.
Is Your Information Really Independent?
Yes. We do not let advertisers or partners influence our content. Everything is written with your best interests in mind, and aligned with FCA principles of fairness and clarity.
How Do You Make Money?
We may earn a commission if you choose to speak with a partner or request a product through our site. However, our content is always editorially independent and never influenced by commercial relationships.
How Often Do You Update Your Pages?
We review content regularly, especially when financial rules or policies change. Every page is checked for accuracy and clarity by our editorial team.
Can I Trust the Information on This Site?
Yes you can, and we work hard to earn it. Every claim is backed by a reliable source, every article is reviewed by experts, and we follow a strict fact-checking process.
Get in Touch
If you’d like more information about how we operate or have feedback on our policies, we’re only an email away.
Contact Us