🔔Important: BankingTimes provides information only. We are not authorised by the Financial Conduct Authority (FCA) to give financial advice. We act solely as an introducer to FCA-regulated partners for equity release, SIPPs, and other financial services. All information is reviewed by qualified professionals, but suitability depends on your personal circumstances.
The Experts Behind BankingTimes
At BankingTimes, our mission is simple: to give you clear, reliable guidance on life’s most important financial choices, from equity release and pensions to mortgages and retirement planning.
Our articles are written by experienced financial writers and reviewed by compliance experts, ensuring transparent, accurate, and trustworthy guidance every time.
This page is regularly reviewed for accuracy.
Last Reviewed: 16 Jul 2025
Our Editorial & Compliance Team
Our team combines experienced financial writers with compliance specialists who ensure everything we publish meets strict UK regulatory standards.
Every article undergoes a formal review and sign-off process aligned with FCA guidance on financial promotions. Each piece is independently checked for clarity, accuracy, and transparency, so you can trust what you read.
Katherine Read
Bert Hofhuis
Paul Sawyer
Editorial Standards and Independence
At BankingTimes, our commitment is to provide clear, reliable, and unbiased financial information. We achieve this through strict editorial standards, full transparency, and trusted partnerships with FCA-authorised experts.
Editorial Integrity
Every article we publish is written by experienced financial writers and reviewed by compliance professionals. This ensures our content is accurate, fact-checked, and independent of commercial influence.
Transparency
We are open about how we make money. As an introducer, we may receive a commission if you choose one of our trusted partners — always disclosed, and never at extra cost to you.
Regulated Partnerships
We work with Age Partnership Limited (FCA FRN 425432), a leading FCA-authorised adviser. While BankingTimes doesn’t provide advice directly, our partners offer fully regulated recommendations tailored to your circumstances.
Our Values and Reader Safeguards
We want you to feel confident that the information you read here is both trustworthy and clear about its limits.
Our content is designed to help you understand the key facts before seeking regulated advice. That’s why we share upfront the key facts and values that guide everything we do.
Key Reader Safeguards
Equity Release, SIPPs & Investments – These are long-term financial products that can affect your estate value and eligibility for state benefits. The value of investments can fall as well as rise, and pension or tax rules may change in the future.
Seek Regulated Advice – Always obtain personalised guidance from an FCA-authorised adviser before making any financial decisions.
Transparency – Our service is free and without obligation. If you choose to proceed with one of our trusted partners, we may receive a commission, this comes at no cost to you and supports our commitment to independent, accurate content.
Our Core Values
Authority – Backed by FCA-authorised partners to ensure accuracy and reliability.
Transparency & Trust – Independence and openness guide our reviews and how we explain commissions.
Experience & Expertise – Content created by financial writers and compliance professionals focused on retirement, equity release, and pensions.
Where to Learn More
If you’d like to see more about how we work and what guides us, explore the pages below for full details.
Who We Are
Editorial Standards
How We Make Money
Engage and Connect
Stay connected with us on LinkedIn, Facebook, and Twitter for updates and insights. You can also subscribe to our newsletter for expert guidance straight to your inbox.
And if you have feedback or questions, we’d love to hear from you through our contact page.
Have a Question?
We’re here to help. If anything is unclear or you’d like further details, please contact our legal or compliance team for clarification.
Contact UsWant to Work With Us?
We welcome collaboration with experienced financial writers and FCA-regulated experts.
Important Note
BankingTimes is not FCA-authorised and does not provide financial advice. We act as an introducer to qualified advisers, including Age Partnership Limited (FCA FRN 425432). Equity release reduces the value of your estate and may affect eligibility for benefits, always seek guidance from an FCA-authorised adviser.
We are an independent financial information publisher:
Registered in England, Company No. 14009590
Located at 75 Shelton Street, Covent Garden, London, WC2H 9JQ
ICO Registration: ZB398300