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Paul Sawyer
External Compliance Officer
Paul Sawyer is an experienced compliance specialist and the Director of Alpha Capital Compliance Limited. With over 40 years in financial services, Paul has dedicated his career to ensuring that advice, products, and institutions meet the highest standards of regulatory compliance.
His professional expertise covers areas such as equity release, lifetime mortgages, pension drawdown, and retirement planning. Known for his no-nonsense and transparent approach, Paul helps simplify complex financial decisions for both individuals and financial firms.

About Paul Sawyer
Paul Sawyer is a financial compliance expert focused on making complex financial decisions clear and trustworthy.
With years of experience, he specializes in equity release and retirement planning, offering straightforward guidance and compliance insight to help individuals make informed decisions about their financial future.
Specializes In
Experience
Goal
Areas of Expertise
Paul Sawyer is a financial compliance expert, specializing in equity release and retirement planning.
With extensive experience in financial services, he ensures clients receive clear, reliable, and regulatory-compliant advice for informed decisions in later life.
Equity Release and Lifetime Mortgages
Paul has a strong focus on equity release, helping individuals understand the benefits and risks of releasing capital from their homes.
His expertise ensures that the advice clients receive is compliant with all necessary regulations, offering a transparent view of the options available.
Financial Compliance and Regulations
With decades of experience, Paul ensures financial institutions fully comply with regulatory frameworks and industry standards.
He is dedicated to ensuring that financial advice, particularly for later-life options, remains clear, reliable, and legally sound.
Why You Can Trust Paul Sawyer
Paul Sawyer is a trusted contributor at BankingTimes, offering clear and reliable information and compliance insight on equity release, SIPPs, and other retirement-related topics.
His goal is to help readers understand their options and encourage them to seek FCA-authorised advice where appropriate.
His content is designed to help individuals make informed financial decisions by explaining complex topics in plain English.
BankingTimes does not provide personalised advice, readers should always consult an FCA-authorised adviser before acting on financial information.
Expert Advice You Can Rely On
Decades of Experience: Over 40 years in financial services across compliance, stockbroking, and asset management.
Regulatory Compliance Focus: Member of the Association of Professional Compliance Consultants (APCC) and The Compliance Register (TCR).
Straightforward and Transparent: Paul’s content simplifies complex financial topics, offering practical advice without jargon.
Commitment to Accuracy: Provides clear, jargon-free insights based on current FCA and industry regulations.
Dedicated to Later-Life Financial Planning: Paul understands challenges nearing retirement, tailoring his advice to help individuals make smart, secure decisions.

Education and Professional Background
East Ham Grammar School for Boys: Early education shaping an interest in finance.
Member of the APCC: Staying current with regulatory best practices.
Member of The Compliance Register: Upholding high standards of compliance and governance.
Work History and Career Highlights
With over 40 years of experience in financial services, Paul Sawyer has held key roles across various sectors, including compliance, asset management, and advisory.
His career has been built on a commitment to ensuring financial advice and services adhere to the highest regulatory standards.
Director, Alpha Capital Compliance Limited
Stockbroking and Asset Management Roles
Compliance Officer, Trastra Ltd
Compliance Consultant, Depositmate Ltd
Paul’s Commitment to Compliance and Trust
Paul’s mission is to empower individuals, particularly those approaching retirement, to make informed financial decisions. Every contribution he makes to BankingTimes reflects his dedication to:
Ensuring Regulatory Excellence
Content carefully reviewed for compliance with FCA standards.
Maintaining Trust and Integrity
Presenting the risks and benefits of later-life products like equity release.
Adapting to an Evolving Landscape
Providing insights based on decades of verified industry expertise.
Engage with Paul’s Professional Journey
Explore the various ways you can connect with Paul Sawyer and dive deeper into his expert insights across different platforms.
Personal Endeavours
Professional Networking
Social Media
Get in Touch with Paul
Reach out to Paul for expert advice on financial compliance, equity release, or retirement planning. He is available to answer your questions and provide guidance tailored to your financial needs.
Have a Question?
We’re happy to assist with questions about our content, compliance process, or partnerships. Please note that we cannot provide personalised financial or investment advice — for that, you should speak with an FCA-authorised adviser.
Contact UsImportant Note
BankingTimes is not FCA-authorised and does not provide financial advice. We act as an introducer to qualified advisers, including Age Partnership Limited (FCA FRN 425432). Equity release reduces the value of your estate and may affect eligibility for benefits, always seek guidance from an FCA-authorised adviser.
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