đImportant: BankingTimes.co.uk provides general information only and does not offer financial advice. We act as an introducer to FCA-regulated partners for products such as Equity Release, SIPPs, and other financial solutions. We may receive a commission if you proceed through links or enquiries on our site. This comes at no cost to you and never affects our editorial independence.
How We Fact-Check Financial Content
When it comes to important financial decisions like pensions or equity release, reliable information is key. At BankingTimes, we ensure every article is clear, accurate, and based on trusted UK sources.
These facts help you make confident decisions about your retirement, ensuring you can plan for the future with peace of mind.
This page is regularly reviewed for accuracy.
Last Reviewed: Aug 2025
Why Fact-Checking Matters
For important decisions about pensions or equity release, you need facts, not guesses. At BankingTimes, we make sure every article is clear, accurate, and based on trusted UK sources.
Clear Facts for Informed Decisions
Fact-Checked – All content is reviewed by experienced editors who understand UK finance. To learn more about our editors and their qualifications, visit our Author Bios page.
Plain-English – We avoid confusing jargon and always explain things in a way that makes sense.
Kept Updated – Articles are regularly reviewed and updated when figures, rules, or policies change.
Independent & Unbiased – We donât promote products, our goal is to inform, not persuade.
How We Fact-Check Our Content
Every article we publish goes through a clear and structured fact-checking process. From research to final review, we take care to ensure all information is accurate, unbiased, and relevant to our UK audience.
Step 1: Detailed Research
We start by gathering facts from trusted UK sources like GOV.UK, HMRC, and the Financial Conduct Authority.
Step 2: Thorough Editorial Review
Our writers and editors check for clarity, consistency, and fairness before any article is published.
Step 3: Independent Fact-Check
A separate reviewer, including a member of our compliance review team, checks key facts, rates, and regulations to make sure everything is accurate, up to date, and consistent with FCA communication standards.
What We Fact-Check
Figures & Thresholds: We double-check all numbers, including tax bands, pension contribution limits, and government allowances.
Policies & Regulations: We fact-check details about UK financial regulations, equity release rules, and pension scheme guidelines.
Financial Definitions: We explain complex terms in plain English and make sure our definitions match official UK sources.
Dates & Updates: We verify that all time-sensitive content reflects the latest government announcements or rate changes.
Who Fact-Checks Our Content
Every article on BankingTimes is reviewed by experienced editors with a background in UK finance writing. While theyâre not financial advisers, they work independently from any commercial partners to ensure all content is accurate, unbiased, and easy to understand.
Our editorial and compliance review teams work together to ensure all information is fair, clear, and aligned with the FCAâs communication principles.
Our Contributors
Our Trusted Sources
We only use reputable, UK-based sources when researching and fact-checking our content. These include official government departments, regulators, and respected financial organisations.
Where we link to third-party sites or services, we do so only to verify facts â not to promote products.
Financial Conduct Authority (FCA)
HMRC
Office for National Statistics (ONS)
PensionWise & MoneyHelper
Editorial Policies You Can Explore
We believe in being open about how our content is written, reviewed, and funded. Below, youâll find links to the pages that explain how BankingTimes operates behind the scenes, so you can read with confidence.
Editorial Standards & Processes
Editorial Guidelines – How we write and structure our content to be fair, balanced, and easy to read.
Fact Checking Policy – Our promise to only publish information thatâs accurate, relevant, and based on trusted UK sources.
Content Review Process – Explains how we review and maintain our articles to keep them up to date and trustworthy.
Update Policy – How and when we revise articles to reflect the latest figures, policies, and information.
How We Stay Transparent With Readers
How We Make Money – How BankingTimes is funded, and why it never influences our editorial decisions.
Ad & Affiliate Disclosure – Clear information on how we use affiliate links and display sponsored content.
Report an Error – An easy way to let us know if you spot an error, outdated information, or anything that doesnât seem quite right.
Contact the Team – Have a question, concern, or comment? Get in touch with our editorial team directly.
We Donât Offer Financial Advice
BankingTimes provides general information to help you understand complex financial topics, including Equity Release, SIPPs, and other financial solutions.
We donât offer personal financial advice and arenât authorised or regulated by the Financial Conduct Authority (FCA). If youâre making an important decision, we strongly recommend speaking to a qualified financial adviser.
We may receive a commission from our partners if you choose to enquire or apply through our site, but this never affects how we write, review, or present information.
Frequently Asked Questions
If you have any questions, please review these FAQ’s.
Is BankingTimes Regulated by the FCA?
No, weâre not regulated because we donât offer financial advice or sell financial products. We provide educational content to help you better understand your options.
How Often Is Your Content Updated?
We regularly review our articles and update them when government guidance, rates, or policies change.
Can I Rely on Your Information?
Yes, we fact-check everything against trusted UK sources like GOV.UK, HMRC, and the FCA. Still, we always recommend speaking to a qualified adviser before making financial decisions.
How Can I Report an Error or Outdated Information?
Visit our Report an Error page or contact the team directly, we welcome feedback and aim to fix issues quickly.
Spotted an Issue?
If something on this page doesnât seem quite right, or if you have a question about our editorial process, weâd love to hear from you. Our team is here to keep information accurate, helpful, and easy to understand.
Report An Issue
Have a Question?
Weâre here to help. If anything is unclear or youâd like more detail, feel free to get in touch with our editorial or compliance team.
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