🔔Important: BankingTimes.co.uk provides general information only and does not offer financial advice. We act as an introducer to FCA-regulated partners for products such as equity release, SIPPs, and other financial topics. We may receive a commission if you proceed through links or enquiries on our site. This comes at no cost to you and does not influence our editorial independence.

Your Privacy Matters to Us

How We Protect Your Data

At BankingTimes, your trust is our priority. We treat your personal and financial information with the same care as our own, keeping it private, secure, and compliant with UK data protection laws, including the Data Protection Act 2018 and UK GDPR.

Our Data Protection Officer reviews this page regularly to ensure it remains accurate, transparent, and compliant, so you can be confident your information is in safe hands.

This page is regularly reviewed for accuracy.

Last Reviewed: 16 Jul 2025

Your Data is Safe with Us

Protecting Your Personal Information

We use bank-grade encryption and strict access controls to ensure your personal information remains private, secure, and used only for legitimate purposes.

Data Encryption Protection

Your information is scrambled using the latest encryption technology so that no one can read it except us and our trusted partners.

Two-Factor Authentication (2FA)

If you create an account, we add two-factor authentication. This means using a password plus a code we send you for extra security.

Continuous Security Audits

Our systems undergo regular independent security audits and penetration tests to identify and fix vulnerabilities before they pose a risk.

You Control Your Data

Your Rights Over Your Personal Data

You remain in full control of your personal data. Under the UK GDPR, you have the right to access, correct, restrict, delete, or transfer your information. You may also object to processing at any time.

Access: Ask for a copy of the personal data we hold about you.

Correction: Fix any details that are wrong or out of date.

Deletion: Ask us to remove your data when it is no longer needed.

To use any of these rights, simply contact us and we will respond quickly.

Transparency in How We Use Your Data

How We Use Your Personal Data

We only use your information for clear and legitimate purposes. Everything we do with your data is designed to give you better advice, keep you informed, and stay compliant with UK law.

Personalized Financial Advice

We use your details to provide educational content and introductions to FCA-regulated advisers for equity release, SIPPs, and other financial topics.

Communication and Updates

With your explicit consent, we may send you updates about financial products, services, or industry news that may interest you.

Legal Compliance

We use your data to meet UK legal requirements, prevent fraud, and stay compliant with GDPR and the Data Protection Act 2018.

Service Improvement

We analyse how people use our site to improve content and make our services more helpful. This is done in general and never tied to you personally.

🔔Important: BankingTimes does not provide regulated financial advice directly and we never sell your data to third parties for marketing lists.

Your Data, Shared Only When Necessary

How We Share Your Data with Third Parties

We value your privacy and only share your data when it is essential to provide our services or to meet legal requirements. We never sell your details to marketing lists.

Sharing with Service Providers

We may share your information with trusted FCA-regulated partners (such as Age Partnership Limited, FRN 425432) and other regulated firms who provide advice on equity release, SIPPs, or related products.
These partners are data controllers or processors under UK law and must use your data only to deliver the services you request.

Compliance with Legal Requirements

We may also share your information when required by law, for example, to prevent fraud, protect against financial crime, or comply with court or regulatory obligations. In every case, your data is handled securely and in line with UK regulations.

Transparency and Control

You remain in control of your information at all times. You can review what we hold, manage how it is shared, or withdraw consent whenever you choose, giving you full confidence, clarity, and protection.
Understanding How We Use Cookies

Our Use of Cookies and Tracking Technologies

Cookies help us make our website easier to use and give you a more personal experience. You can choose which cookies are allowed at any time.

We never use cookies to sell your information or share it with advertisers, and no personally identifiable data is shared without your consent.

What Are Cookies? – Cookies are small files saved on your device that remember your preferences and help our website run smoothly.

How We Use Cookies – We use cookies to see which pages are most useful, improve site performance, and show content that better fits your interests.

Managing Your Cookie Preferences – You can change or block cookies at any time in your browser settings. This lets you decide how much information is stored.

Your Consent – We only use non-essential cookies with your permission. You can change or withdraw your consent whenever you wish.

Your Rights Are Protected by UK Law

Our Commitment to Data Protection Under UK Law

We follow strict UK data protection laws to make sure your information is always handled lawfully, transparently, and securely.

We are registered with the Information Commissioner’s Office (ICO) under registration number ZB398300.

Data Protection Act 2018: This Act sets the rules for how personal data must be managed in the UK, and we fully comply with it.

GDPR Compliance: We also follow GDPR standards, which strengthen your rights and ensure fairness in how your information is used.

Your Data Rights: Under these laws, you have the right to see, correct, or delete your personal information whenever you choose.

We’re Here to Help

Get in Touch

If you have any questions or concerns about how we protect your information, you can contact us at any time. Our team will respond promptly to make sure your request is handled quickly and clearly.

Contact Us