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How BankingTimes Makes Money
We believe in being upfront. This page explains how BankingTimes earns money and the measures we take to remain fully independent.
Our goal is to help you make confident, well-informed financial decisions, not to promote or recommend specific products.
This page is regularly reviewed for accuracy.
Last Reviewed: 16 Jul 2025
Why Transparency Matters to Us
When it comes to financial advice, trust is everything. That’s why we’re open about how we operate and how we make money, so you always know where we stand.
Financial topics like retirement and property require clear, trustworthy information.
We focus on clarity, honesty, and independence in everything we publish.
Our content is designed to inform and educate, not to sell, persuade, or recommend financial products.
Advertisers or partners have no editorial control or influence over what we write.
We make complex topics easy to understand, so you can choose confidently.
How We Make Money
Affiliate Links: Some articles include links to products or services. If you buy or enquire through them, we may earn a small commission at no cost to you.
Sponsored Content: Occasionally, we may publish sponsored articles. These are clearly labelled as ‘Sponsored’ or ‘Advertisement Feature’ and are always separate from our editorial content.
Display Advertising: We may show banner ads from third-party networks, which never influence our content or rankings.
How We Stay Independent
We never let financial arrangements influence our content. Everything you read on BankingTimes is written, fact-checked, and reviewed independently of advertisers, partners, or sponsors.
Strict Internal Editorial Firewall
Our writers and reviewers work separately from our commercial team.
Clear Separation of Sponsored Content
If something is paid for, it’s clearly labelled, no fine print or tricks.
No Personal Information Sales
We never sell or share your information with advertisers or third-party companies.
No Influence from Partners
We do not allow companies to pay for better placement, reviews, or rankings.
Content is Reviewed Internally
All content goes through a quality control process before it’s published.
Editorial Standards & Policies
At BankingTimes, we follow a strict set of standards to ensure every article is accurate, up-to-date, and free from bias.
Below, you can explore the exact editorial and compliance policies we follow when creating and reviewing our content. These ensure our material remains fair, balanced, and compliant with FCA communication standards.
How We Keep Our Content Accurate
Editorial Guidelines – How we choose topics and ensure quality.
Fact Checking Policy – Our approach to verifying every statement.
Content Review Process – How we regularly review and update content.
Update Policy – How often we update or revise pages.
How We Stay Transparent With Readers
How We Make Money – A closer look at our revenue model.
Ad & Affiliate Disclosure – When and how we use affiliate links or display ads.
Report an Error – Found something wrong? Here’s how to let us know.
Contact the Team – Questions, concerns, or feedback? Get in touch directly.
Who Reviews Our Content
Content is reviewed by team members with financial writing or compliance experience.
We check every article for accuracy, clarity, and balance.
We explain topics clearly and simply, without giving advice.
We avoid jargon and write with later-life readers in mind.
Who Creates and Checks BankingTimes Content
Every guide on BankingTimes is written or reviewed by experienced UK financial professionals, including Chartered Financial Planners, FCA-regulated advisers, and compliance reviewers, to ensure our information is accurate, fair, and aligned with FCA communication standards.
Katherine Read
Bert Hofhuis
Paul Sawyer
How You Can Support Us
BankingTimes remains free to access and independent thanks to reader support and our transparent commercial partnerships. We never sell your data or prioritise profit over accuracy.
Clicking Trusted Links
Some links on our site may earn us a small commission, at no cost to you.
Sharing Our Articles
If you find something useful, pass it on. It helps more people find us.
Sending Us Feedback
We’re always listening. Your feedback helps us improve our content.
Frequently Asked Questions
Still curious about how we work or how we stay independent? Here are answers to the questions we hear most often.
Do Affiliate Links Affect Your Content?
No. We only include affiliate links when they’re relevant and useful. They never decide what we write about or how we cover a topic.
Some links or enquiry forms may earn us a referral fee or commission if you go on to take out a product with a partner. This helps keep BankingTimes free to use, but it never changes our editorial standards, reviews, or recommendations.
Do You Give Financial Advice?
No. BankingTimes does not provide personalised financial advice. We focus on clear, unbiased information to help you understand your options.
We are not authorised or regulated by the Financial Conduct Authority (FCA). If you want tailored advice for your personal situation, you should speak to an FCA-regulated financial adviser.
How Do I Know Your Content Is Accurate?
Every article is reviewed for clarity, accuracy, and balance. Our content is checked by UK financial writers, Chartered Financial Planners, or compliance specialists with experience in retirement and later-life planning.
We regularly update our pages to reflect changes in rules, rates, or industry best practice. Each page shows its “last updated” date so you know exactly when it was reviewed.
Can I Trust Your Product Recommendations?
Yes. Our recommendations are based on independent research, not on payments from advertisers. Companies cannot pay for better placement, reviews, or rankings on BankingTimes.
If an article is sponsored, it is clearly labelled as such. If a link or enquiry form leads to a commission for us, we explain that too. Transparency comes first.
How Often Do You Update Your Pages?
We review key content regularly and update articles whenever rules, rates, or industry practices change. Our “last updated” date shows when a page was most recently checked.
What Happens If I Fill Out a Form on BankingTimes?
If you choose to submit your details for a quote or consultation, we will only share your information with the specific FCA-authorised partner you requested. We never sell your data to unrelated companies, and your details are not passed on without your consent.
You can learn more about how we handle your information in our Privacy Policy.
Still Have Questions?
We do our best to be clear and transparent, but if there’s anything you’re unsure about, we’d love to hear from you.
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